Low Down Payment Financing

Are you considering purchasing a new home in Florida but unsure how much you need for a down payment? It may be less than you think!

With USDA or VA financing, you can purchase with just a $1,000 earnest money deposit at the time of contract and may owe no additional down payment at closing!
Conventional loans are available with as little as 3% down.
With an FHA loan, you can own with as little as 3.5% down.

Your first step towards determining your purchase power and down payment options is to speak with a knowledgeable Highland Homes New Home Specialist, who will learn about your specific situation and connect you with a mortgage lender partner offering finance options that meet your needs. Call or email us today and discover your purchase power!

Discover Your Purchase Power

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*$1,000 (minimum) earnest money deposit due at the time of contract for USDA and VA finance-approved buyers, with the remainder of the required down payment, if any, due at closing. $2,500 (minimum) earnest money deposit due at the time of contract for Conventional and FHA finance-approved buyers of eligible quick move-in homes, with the remainder of the required down payment due at closing or as outlined on your Purchase and Sales Agreement. Information herein is for educational purposes only and not an offer or guarantee to lend. Down payment varies based on loan type, credit score, income, and other qualifications. Certain conditions and restrictions may apply. Prices, rates, terms, and qualification guidelines are subject to change without notice. Not an advertisement for lending. See your Community Sales Manager for details.