Exclusive Savings
on Your Dream Home
Do you dream of celebrating the holidays in a beautiful, brand-new home?
Now is the time - Make your dream come true with exclusive savings on homes ready to move into before the holidays!
Lock in a rate as LOW as 2.99%
for the first year, with a 3.99% rate in year 2, and a 4.99% fixed rate in years 3-30;1
+
Get ALL of your closing costs paid
including mortgage prepaids, saving you up to $22,500;2
+
Receive up to $32,000 in price reductions
on select quick move-in homes!3
But hurry, this special interest rate offer is only available for a limited time and to a limited number of homebuyers!
I Want to SAVE on My New Home for the Holidays
1,2,3 - Total combined value of up to $54,500. Offer valid on contracts signed 11/04/25-11/24/25 and financed through a Highland Homes lender partner. Prices, rates, terms, plans, specifications, incentives, and guidelines are subject to change without notice. Offer not available in combination with other offers, incentives, or discounts. See your Community Sales Manager for details. Equal Housing Opportunity. #CBC060256
1 - Valid on select move-in ready homes (Final Inspection or QC Complete) with contracts written on or after 11/04/2025. Loan must close before 12/30/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not an advertisement for lending or an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing and signed by both the borrower and lender. Silverton Mortgage is authorized to originate FHA and VA loans, but it is not an agent of, or affiliated with, the U.S. Government. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000.00 sales price, $343,660.00 loan amount, $12,250.00 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%, 5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 11/4/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1 Buydown.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS 1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and subject to change without notice. 11/2025
2 - All closing costs and prepaids paid by Highland Homes for an estimated value of up to $22,500 based on sales price of $375,000. Closing costs and prepaids vary based on sales price and other factors, and contributions may be limited based on loan program guidelines. Not an advertisement for lending.
3 - Up to $32,000 in price reductions toward the original list price on select quick move-in homes. Some homes are advertised with already reduced pricing. Not all homes and communities receive a price reduction.
1 - Valid on select move-in ready homes (Final Inspection or QC Complete) with contracts written on or after 11/04/2025. Loan must close before 12/30/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not an advertisement for lending or an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing and signed by both the borrower and lender. Silverton Mortgage is authorized to originate FHA and VA loans, but it is not an agent of, or affiliated with, the U.S. Government. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000.00 sales price, $343,660.00 loan amount, $12,250.00 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%, 5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 11/4/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1 Buydown.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS 1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and subject to change without notice. 11/2025
2 - All closing costs and prepaids paid by Highland Homes for an estimated value of up to $22,500 based on sales price of $375,000. Closing costs and prepaids vary based on sales price and other factors, and contributions may be limited based on loan program guidelines. Not an advertisement for lending.
3 - Up to $32,000 in price reductions toward the original list price on select quick move-in homes. Some homes are advertised with already reduced pricing. Not all homes and communities receive a price reduction.
Equal Housing