How much do you think you need for a down payment on a home? 20 percent? 5 percent? Perhaps 3.5 percent?
What if I told you that you need just $99 down to purchase a new home in Florida? Here at Highland Homes, we’ve helped more than 6,000 people like you achieve their dreams of homeownership. Throughout our 19 years building quality homes in Florida, we’ve often heard the only thing holding someone back from purchasing right away is they don’t have the money they believe they need for the down payment. This myth of needing 20 percent down, or even 3.5 percent down, is a common home buying misconception!
The fact is, there are mortgage programs available for people who have little or no money for a down payment. These programs include USDA financing in eligible locations, VA loans for our nation’s military veterans, along with County and State Bond programs. It’s possible you have not heard of these low or no down payment options because they are not widely used; we’ve made it our mission to seek out such mortgage programs so we have Florida homes and finance options available, no matter what your budget!
So how does it work? Since every person’s needs and financial situation are unique, your first step towards home ownership is visiting a Highland Homes model center. A recent US News article points out how a mortgage can be a scary prospect for many millennials considering the purchase of their first home. Discovering your options will help remove the guesswork, and eliminate any fears that may be stopping you from purchasing the home of your dreams.
Our knowledgeable new home specialists will discuss your needs and personal financial situation, and connect you with a preferred lender to help determine your buying power and the perfect mortgage solution for your budget. With qualifying financing, it is possible for you to move in to the new home of your dreams with just $99 out of pocket.
Highland Homes builds quality new homes priced from the $130’s to $300’s in more than 25 communities throughout Central, North Central, Southwest and Tampa Bay, Florida. Along with educating and assisting you to find the right mortgage finance option, we will help you to find the perfect new home you’ve been looking for. Highland Homes builds more than 30 home plans, offering new homes for most budgets, built with features designed for your life such as open great rooms, thoughtfully designed kitchens, drop zones and closets for organization, outdoor living areas, and luxurious master suites.
To find your new home and discover how you can purchase with just $99 down, visit the Highland Homes website and connect with your New Home Specialist today!
Tags: VA mortgage $99 down payment Home Buying Misconceptions down payment assistance home buying homebuyer promotions mortgage loan programs VA mortgage financing $99 down mortgage down payment
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