Blog Tags: home buying misconceptions

Homeownership is More Affordable, and Beneficial, than You May Think

Posted On: June 19, 2015 | Categories: News | Home Buying 101
Benefits of home ownership include personalizing your space to your style.When deciding between buying a new home and renting, many factors come into play. You may have financial questions about buying a home such as, “Is now a good time to buy?쳌 and “Will buying or renting be more affordable?쳌 You

Home Buying 101: Mortgage Down Payment

Posted On: April 15, 2015 | Categories: News | Home Buying 101
Just $99 can move you into one of our new Florida homes!How much do you think you need for a down payment on a home? 20 percent? 5 percent? Perhaps 3.5 percent?What if I told you that you need just $99 down to purchase a new home in Florida? Here at Highland Homes, we’ve helped more than 6,000

Home Buying 101: Credit Scores

Posted On: January 26, 2015 | Categories: General Info | Home Buying 101
A common misconception about getting a mortgage to purchase a Florida home is that you must have perfect credit. Well, no one is perfect — and we know that! While it is true the higher your credit score the more conventional mortgage options you have, a so called “perfect쳌 score is not required to

Don’t Get Spooked by Mortgage Myths

Posted On: October 29, 2014 | Categories: News | Home Buying 101
October is known as a month for spookiness and heebie jeebies, but getting a home mortgage does not have to be on your list of fears! If you have been letting the thought of a qualifying for a mortgage scare you away from purchasing a new home, it’s time to exterminate those fears — getting a

Five Reasons Why Owning a Home Beats Renting

Posted On: September 30, 2014 | Categories: General Info | Home Buying 101 | Design and Decorating
When you purchase a home, you can design the home that perfectly meets your needs, style and budget.Homeownership is the American Dream for most, but making the decision to purchase your first home can sometimes leave you overwhelmed with uncertainty. Like most decisions, there are pros and cons to

Renting or Buying a Florida Home — What’s Cheaper?

Posted On: July 17, 2014 | Categories: Communities | News | Home Buying 101
Oftentimes, people have a misconception that they cannot afford to purchase a home, and renting is cheaper. The opposite is actually true for most areas of the US, and certainly here in Florida.On May 20, 2014, Zillow released its annual Breakeven Horizon report. By comparing the many financial

Don’t Let the Fear of a Down Payment Keep You from the American Dream

Posted On: June 26, 2014 | Categories: News | Home Buying 101
As the housing market reaches “normal쳌 more home buyers have a growing confidence in homeownership and according to a recent Trulia survey, 74 percent of Americans said that homeownership is part of achieving their personal American Dream.This is a testament to the improving housing market, as this

Home Buying Misconceptions 101: Down Payments

Posted On: May 28, 2014 | Categories: News | Home Buying 101
For first-time home buyers, one of the greatest challenges is saving up for a down payment. In fact, that fear of saving money while paying back student loans and entering the workforce can keep many would-be home buyers from purchasing a home. At Highland Homes, we want to shut down the